The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. For new accounts, the APR for Purchases is 28.99%. If the customer is charged interest in any billing cycle, the minimum interest charge will be $1.00.
No interest if paid in full plans: Regular minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to the customer’s account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. The payment amount shown is the estimated regular minimum monthly payment that will be required. Payment of this amount will not be enough to pay the purchase balance in full within the promotional period.
Note: All identified payments assume no other outstanding balances are owed and all required payments are made on time.
*Invoices/charges should only be presented to Wells Fargo after the cardholder’s transaction is completed.
**Minimum requirement payment means the payment amount that will be reflected on the card holders monthly statement; this payment amount will not, in most cases, be enough to pay off the purchase balance in full during the paid in full period.